If you are buying or refinancing
a home in NJ, FL, PA or VT
- Consecutive pay stubs for the last 30 days.W-2's for the last two years.
If self-employed last two years Federal Tax returns.
- Please provide last 3 months of statements All Pages for
bank, stock, mutual fund or 401K accounts.
- List of your creditors, balances and payments. This will help us together
validate your credit report.
- If you are not a US citizen provide a copy of your green card( front
and back), or provide your H-1 or L-1 visa.
For a purchase, a copy of the contract for your new home and a copy of
the contract for the sale of your current residence.
For a refinance prior to closing you will need a copy of your deed and
past title insurance policy.
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Home Loans for NJ, FL, PA and VT

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If you are applying for a No
Income Mortgage or a No Doc Mortgage your Personal Loan Officer
will guide you for the requirements. Getting a free
mortgage prequalification
before you buy can save you time looking for properties.
- Find out the maximum house you can buy.
- Puts you in a stronger negotiating position.
- Helps you close quickly.
Getting qualified is Free
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